Privacy Policy

1. Introduction

Cham Capital ("we", "us", "our") is committed to handling personal information with care and transparency. This policy explains what data we collect from visitors to our website and participants in our programmes, how we use it, and the rights you have in relation to it.

Our programmes are educational in nature and we collect only the personal information necessary to communicate with enquirers and administer participation. We do not sell data, use it for advertising profiling, or share it with financial product providers.

This policy applies to the website at chamcapiz.pro and to programme enrolment processes. For questions, write to: [email protected]

2. Data We Collect

Information you provide directly:

• Name and email address (required for contact form submissions)
• Phone number (if provided voluntarily)
• Message content from enquiry forms
• Programme participation details (which programme, session dates)

Information collected automatically:

• Browser type and operating system (analytics, if cookies accepted)
• Pages visited and time spent (analytics, if cookies accepted)
• Referring URL
• IP address (anonymised)

Legal basis for processing (Thailand PDPA, 2019):

• Consent — for marketing communications and analytics cookies
• Contractual necessity — to manage programme participation
• Legitimate interest — to respond to enquiries and improve our programmes

Retention: Enquiry and contact data is retained for 24 months. Programme participation records are retained for 5 years for operational purposes. Analytics data is retained for 14 months.

3. How We Use Your Data

• To respond to enquiries submitted through our contact form
• To communicate programme schedules, updates, and materials to enrolled participants
• To improve our website and programme content using aggregated analytics
• To comply with legal obligations under Thai law

We do not use personal data for automated decision-making or profiling. We do not sell or rent personal data to third parties. We do not share participant details with financial product providers, banks, insurers, or any commercial third party.

If you opt in to programme updates or announcements, you may unsubscribe at any time by writing to [email protected].

4. Data Protection Measures

• Data transmitted via our website forms uses HTTPS encryption
• Access to participant data is restricted to Cham Capital staff who require it for their role
• Internal records are stored on password-protected systems
• We conduct periodic reviews of our data handling practices
• In the event of a data breach affecting your personal information, we will notify affected individuals within 72 hours of becoming aware

5. Cookies

Our website uses cookies. Essential cookies are required for basic site functionality. Analytics and preference cookies are optional and activated only with your consent.

For full details, including how to manage your cookie preferences, see our Cookie Policy.

6. Your Rights

Under the Thailand Personal Data Protection Act B.E. 2562 (2019), you have the following rights in relation to your personal data:

• Access: Request a copy of the personal data we hold about you
• Rectification: Request correction of inaccurate or incomplete data
• Erasure: Request deletion of your personal data (subject to legal retention requirements)
• Portability: Request your data in a structured, machine-readable format
• Objection: Object to processing based on legitimate interest
• Withdraw consent: Withdraw consent for processing at any time, without affecting previous lawful processing

To exercise any of these rights, write to [email protected]. We will respond within 30 days.

If you believe your rights have not been respected, you may lodge a complaint with the Personal Data Protection Committee (PDPC) of Thailand.

7. Third-Party Links

Our website may contain links to external sites. This privacy policy applies only to chamcapiz.pro. We are not responsible for the privacy practices of any third-party websites, and we encourage you to review their policies before providing personal data.

8. Children's Privacy

Our programmes are designed for adults aged 40 and over. We do not knowingly collect personal data from individuals under the age of 18. If we become aware that data has been collected from a minor, it will be deleted promptly.

9. Policy Updates

We may update this policy from time to time. The date at the top of this page indicates when it was last revised. For significant changes, we will notify enrolled participants directly where possible. Continued use of our website or services after changes constitutes acceptance of the revised policy.

10. Contact

Data Controller: Cham Capital

89 Patong Beach Road, Patong, Phuket 83150, Thailand

Email: [email protected]

Phone: +66 2 619 4382